Discrepancy report to the PRH
These instructions apply to supervisory authorities, parties subject to the reporting obligation, and the Finnish Bar Association as referred to in the Finnish Act on Money Laundering. See also “Who can file?" below.
This page does not provide instructions on how to file a notification of beneficial owners with the Finnish Trade Register. Go to our instructions for companies on how to file a notification of beneficial owners with the Finnish Trade Register.
Use the discrepancy report to report any deficiencies and inconsistencies you have discovered in the beneficial owner details entered in the Trade Register. Read more about supervision of beneficial owner details.
The discrepancy report is free of charge.
Please note: Do not make a discrepancy report if the company or organisation has not yet filed their notification of beneficial owners with the Trade Register.
Compare your details with the details in the Trade Register
A submitted notification of beneficial owners is indicated on the company’s Trade Register extract and in the Virre Information Service. Read more about information services and details on beneficial owners.
Compare your details on the customer's beneficial owners with the details in the Trade Register.
You do not have to report to the PRH if the customer’s beneficial owner details have not been entered in the Trade Register. However, we recommend that you advise your customer to file the notification of beneficial owners without delay.
What to do if you discover deficiencies and inconsistencies in the beneficial owner details?
If the beneficial owner details entered in the Trade Register differ from the details in your possession, act as follows:
- Make sure that the details in your possession are correct.
- If you still consider the details entered in the Trade Register to be incorrect or deficient after checking them, ask your customer to update the beneficial owner details in the Trade Register.
- If the customer has not submitted the notification of beneficial owners within one week, file a discrepancy report with the PRH. Monitor the customer’s details during this time. You can also immediately notify the PRH of the deficiencies or inconsistencies you have discovered.
Who can file?
Any of the following parties as referred to in the Act on Money Laundering can make a discrepancy report:
- parties subject to the reporting obligation (e.g. banks, law firms and auditors);
- supervisory authorities;
- the Finnish Bar Association.
How to file
Use our form to file your discrepancy report. Save the form to your computer, fill it in and print out.
Open: Discrepancy report about beneficial owner details (chapter 6, section 5 of the Finnish Act on Money Laundering) (pdf, 0.7 MB)
Fill in the form and send it
- as a PDF file by secure email, or
- by post to
Finnish Patent and Registration Office
Enterprises and Corporations / Registration Unit
FI-00091 PRH, Finland
If you are sending the form by secure email, select ‘PRH Registry’ as the recipient. In the subject line of the message, write “Discrepancy report about beneficial owner details" and the name and Finnish Business ID of the company or organisation concerned. Go to the page for sending secure email.
What will the PRH do after receiving the discrepancy report?
We send a letter to the company or organisation concerned in the discrepancy report, asking the company or organisation to remedy the reported deficiencies in its beneficial owner details within a given time, i.e. within approximately three weeks. Companies will receive the discrepancy report as an attachment to the reminder.
If the company does not check or make changes to the registered details by the deadline, we will make an entry in the Trade Register stating that, according to a discrepancy report, there are deficiencies or inconsistencies in the beneficial owner details of the company. Read more about the consequences for companies.
See the legislation for more information
Provisions on the identification of the customer’s actual beneficial owners are laid down in chapter 3, section 6, subsection 1 of the Act on Money Laundering.
Provisions on the obligation to report any deficient and inconsistent beneficial owner details are laid down in chapter 6, section 5 of the Act on Money Laundering.
Provisions on parties subject to the reporting obligation are laid down in chapter 1, section 2, subsection 1 of the Act on Money Laundering.
Provisions on the supervisory authorities and the Finnish Bar Association are laid down in chapter 7, section 1, subsections 1 and 2 of the Act on Money Laundering.
Read more about the Act on Money Laundering in the reference database of Finnish legislation Finlex: